This Month
How a family of five beat overspending to find ‘freedom’
Toui Lepkhammany and his wife Jen fought lifestyle creep – and won. Now their family is on track to reach “financial freedom” with a passive annual income of $140,000.
- Lucy Dean
- Opinion
- Opinion
What’s the best way to invest $200,000 – shares or property?
Both asset types have rewarded investors handsomely, but one strategy will net you $500,000 more – provided you can stomach the risk.
- James Weir
November
Two tweaks would let first home buyers borrow $116,000 more: NAB
Changes to the way tuition debt is assessed and a smaller serviceability buffer would increase the borrowing power of younger buyers, NAB says.
- Lucy Dean
$1m by 50: What you need to invest each month to get there
Identifying the monthly sum needed to eventually reach seven figures offers a simple – but critical – lesson about investing.
- Lucy Dean
The small luxury Australians just won’t give up
Australians are hanging onto their subscriptions, reflecting a world in which the little luxuries may be all they have left.
- Lucy Dean
From London to Riyadh: six expat hotspots that will make you richer
We sent a hypothetical young lawyer abroad to find out which income and tax combination would help them grow wealth fastest. The winner may surprise you.
- Lucy Dean
October
The strategy that can turn $10,000 to $102,000 in two decades
An investing strategy popularised by Peter Lynch is finding favour again.
- Lucy Dean
‘The biggest divide in Australia is the intergenerational divide’
Amid the cost-of-living crisis and struggles to get on to the property ladder, it’s getting harder to be young and rich these days.
- Lucy Dean
Want to trade options? The ASX can teach you how
Ainsley Marcus, 34, says playing the ASX options game showed her investing could be more interesting than “just buying and selling shares”. But her money is still with ETFs.
- Michelle Bowes
Where to invest $10,000 for two, five, 10 and 20 years
The decision on where to invest comes down to two factors: how long do you have, and how much risk you are willing to take.
- Lucy Dean
Earning good money but saving nothing? Here’s what to do
No matter how much you earn, good budgeting is the foundation of financial success.
- Lucy Dean
Tweaking the 3pc buffer rule misses the real problem with housing
Reducing the mortgage serviceability test would allow more borrowers into the market. But the test is only one part of a much gnarlier problem.
- Lucy Dean
How to know if it’s time to sell shares
Sometimes it’s best to sell slowly; at other times quicker is better. Experts weigh in on how to know when it’s time to sell.
- Lucy Dean
September
The $1 rule, and 43 other easy ways to be better with money
Not everything about money has to be hard. We asked experts for their top tips on how to be better at saving, budgeting and investing.
- Lucy Dean
August
Two-speed economy exposes the great Australian divide
The gap has widened between younger and older Australians, small and large businesses, and resources-rich Western Australia and the east.
- John Kehoe, Michael Read, Carrie LaFrenz, Tom Rabe, Ayesha de Kretser, Lucas Baird and Sam Buckingham-Jones
Why the rich are decarbonising their portfolios
Wind and solar may have disappointed, but wealth managers see opportunity in areas such as waste management and disability housing.
- Joanna Mather
Young investors buy geared ETFs as property becomes a pipe dream
Leverage is what makes the housing market such a wealth juggernaut. Should ETFs get the same treatment?
- Lucy Dean
- Exclusive
- Affordable housing
Where you can afford to buy without breaking the 30pc rule
See how suburb-level affordability across Australia’s three biggest capital cities has changed over the past three decades.
- Lucy Dean and Les Hewitt
July
The worst way to give your kids money, according to banks
What every parent considering gifting or lending cash to their kids for a home deposit must know.
- Lucy Dean
How this 29-year-old pilot plans to retire at 50 with $2.5m
From meal-prepping a month in advance to investing in Tesla and Coca-Cola, here’s how one young couple is hoping to retire early.
- Lucy Dean